Hi, I’m Renea Jones, and I’m proud to support Virginia families on their path to homeownership. With years of lending experience, my focus is simple: provide a smooth, transparent, and educational loan process so you always feel confident and informed.
I take the time to understand your goals and guide you from start to finish, because I’m not just processing your loan; I’m investing in your future.
Focus on financial counseling, budgeting tools, and down payment assistance.
Focus on long-term wealth building, equity, and generational stability.
Focus on homeownership education, maintenance resources, community programs.
Renea is here to guide you through every step, answer your questions, and help you find the loan that fits your financial goals.
Helping Virginia buyers move confidently from application to closing with education-first lending & personalized support every step of the way.
Flexible financing options ideal for borrowers with strong credit profiles. Conventional loans offer competitive rates, low down payment options.
Government-insured loans designed to make homeownership more accessible for first-time and repeat buyers with flexible qualification requirements.
Exclusive loan benefits for U.S. Veterans, Active Duty Service Members, and eligible spouses — designed to reduce upfront costs and long-term expenses.
Zero-down mortgage options for eligible rural and suburban areas, offering affordable financing for qualified buyers meeting income guidelines.
Financing solutions for high-value homes that exceed standard conforming loan limits, tailored for borrowers with strong financial profiles.
Refinancing solutions designed to help homeowners reduce payments, adjust loan terms, or access home equity for financial flexibility.
State-specific programs designed to support Virginia residents with homebuyer assistance, grants, and flexible lending solutions.
You’ll receive clear explanations of rates, fees, and loan options upfront — no surprises, no confusion.
Have questions or not sure where to start? Renea offers personalized consultations to help you.
The relationship doesn’t end at closing. Renea remains a trusted resource for refinancing guidance.
Buying a home doesn’t have to feel overwhelming. Renea simplifies the mortgage process by breaking down your options, answering your questions, and guiding you step by step — so you can move forward with clarity and confidence from day one.
Your goals, finances, and timeline matter. Renea takes the time to understand your situation and provides clear, honest guidance designed around your unique homeownership journey.
From first-time homebuyer programs to refinancing options, you’ll receive mortgage solutions tailored to your needs — not one-size-fits-all recommendations.
+1 (757) 810-6064
info@gmail.com
11820 Fountain Way, Suite 502, Newport News, VA 23606
