Virginia Housing Loans

(State-Specific Programs)

Description

Who It’s For:

First-time homebuyers and renters in Virginia who need down payment and closing cost assistance.

Other Services

Lets Get started

Ready to discuss your options?

Renea is here to guide you through every step, answer your questions, and help you find the loan that fits your financial goals.

Step 1

Down Payment Assistance

Access state-sponsored grants and low-interest second mortgages to cover your down payment and closing costs, significantly reducing your out-of-pocket expenses.

Step 2

Tax Credit Opportunity

Access to the Mortgage Credit Certificate (MCC), which provides a federal tax credit (not a deduction) on a portion of your annual mortgage interest.

Step 3

VHDA Partnership

Many programs are offered through the Virginia Housing Development Authority (VHDA) and can be combined with Conventional, FHA, or VA financing.

Step 4

Educational Requirement

May require completion of an approved homebuyer education course to qualify for assistance programs.

Appointment

Take the First Step: Connect with Renea Today

Hi, I’m Renea Jones, and I’m proud to support Virginia families on their path to homeownership. With years of lending experience, my focus is simple: provide a smooth, transparent, and educational loan process so you always feel confident and informed.

Phone:

+1 (757) 810-6064

Email:

info@gmail.com

Location:

11820 Fountain Way, Suite 502, Newport News, VA 23606