FHA Loans

Description

Who It’s For:

Perfect for first-time buyers, buyers with a lower credit score, or those with minimal savings for a down payment.

Other Services

Lets Get started

Ready to discuss your options?

Renea is here to guide you through every step, answer your questions, and help you find the loan that fits your financial goals.

Step 1

Low Down Payment

Requires a minimum down payment of only 3.5% of the purchase price.

Step 2

Flexible Credit Standards

More forgiving of past credit issues. Credit scores as low as 580 may be accepted (with the 3.5% down payment

Step 3

Gift Funds

Allows the entire down payment to come from an acceptable gift source, such as a family member.

Step 4

Mortgage Insurance (MIP)

Requires both an Upfront Mortgage Insurance Premium (UFMIP) and an Annual Mortgage Insurance Premium (MIP). Note that MIP may be required for the life of the loan unless refinancing later.

Appointment

Take the First Step: Connect with Renea Today

Hi, I’m Renea Jones, and I’m proud to support Virginia families on their path to homeownership. With years of lending experience, my focus is simple: provide a smooth, transparent, and educational loan process so you always feel confident and informed.

Phone:

+1 (757) 810-6064

Email:

info@gmail.com

Location:

11820 Fountain Way, Suite 502, Newport News, VA 23606