Conventional Loans

Description

Who It’s For:

Ideal for established borrowers with good credit seeking flexibility and removable mortgage insurance.

Other Services

Lets Get started

Ready to discuss your options?

Renea is here to guide you through every step, answer your questions, and help you find the loan that fits your financial goals.

Step 1

Credit & Down Payment

Available with down payments as low as 3%. Best rates are reserved for borrowers with credit scores of 680 or higher.

Step 2

Mortgage Insurance (PMI)

Private Mortgage Insurance (PMI) is required for down payments less than 20%, but it automatically cancels once your loan-to-value (LTV) reaches 80%, saving you money over time.

Step 3

Loan Limits

Must conform to limits set by Fannie Mae and Freddie Mac. Great for primary residences, second homes, and investment properties.

Step 4

Flexibility

Offers a variety of fixed-rate and adjustable-rate mortgage (ARM) terms (e.g., 30-year, 15-year).

Appointment

Take the First Step: Connect with Renea Today

Hi, I’m Renea Jones, and I’m proud to support Virginia families on their path to homeownership. With years of lending experience, my focus is simple: provide a smooth, transparent, and educational loan process so you always feel confident and informed.

Phone:

+1 (757) 810-6064

Email:

info@gmail.com

Location:

11820 Fountain Way, Suite 502, Newport News, VA 23606