USDA Loans

Description

Who It’s For:

Designed to help moderate-income buyers purchase homes in eligible rural areas.

Other Services

Lets Get started

Ready to discuss your options?

Renea is here to guide you through every step, answer your questions, and help you find the loan that fits your financial goals.

Step 1

100% Financing

Similar to VA loans, this program requires zero down payment for qualifying properties.

Step 2

Location Specific

The property must be located within a designated rural area (check the USDA eligibility map). Many suburban/exurban areas in the Commonwealth qualify.

Step 3

Income Limits

Household income cannot exceed 115% of the area’s median income.

Step 4

Low Monthly Fees

Features a low annual guarantee fee and a low monthly mortgage insurance fee, making payments highly affordable.

Appointment

Take the First Step: Connect with Renea Today

Hi, I’m Renea Jones, and I’m proud to support Virginia families on their path to homeownership. With years of lending experience, my focus is simple: provide a smooth, transparent, and educational loan process so you always feel confident and informed.

Phone:

+1 (757) 810-6064

Email:

info@gmail.com

Location:

11820 Fountain Way, Suite 502, Newport News, VA 23606